# Wayhome Help Center

> Frequently asked questions

## New to Wayhome? Check this out first 👇

- [A quick guide to our most popular FAQs](https://help.wayhome.co.uk/en/articles/7022901-a-quick-guide-to-our-most-popular-faqs.md)

## About our waitlist 🚀

- [Why do you have a waitlist?](https://help.wayhome.co.uk/en/articles/8001295-why-do-you-have-a-waitlist.md)
- [How do I get on the waitlist to buy with Gradual Homeownership?](https://help.wayhome.co.uk/en/articles/8009713-how-do-i-get-on-the-waitlist-to-buy-with-gradual-homeownership.md)
- [If I have an offer accepted already, does the waitlist apply to me?](https://help.wayhome.co.uk/en/articles/8001749-if-i-have-an-offer-accepted-already-does-the-waitlist-apply-to-me.md)
- [Does a waitlist mean that Wayhome is in trouble?](https://help.wayhome.co.uk/en/articles/8001317-does-a-waitlist-mean-that-wayhome-is-in-trouble.md)
- [How long will you have a waitlist for?](https://help.wayhome.co.uk/en/articles/8001309-how-long-will-you-have-a-waitlist-for.md)

## The basics

- [The Basics](https://help.wayhome.co.uk/en/articles/9739506-the-basics.md): Everything you need to know about buying a home with Wayhome
- [How does it work?](https://help.wayhome.co.uk/en/articles/3120010-how-does-it-work.md)
- [How do I get started?](https://help.wayhome.co.uk/en/articles/3120036-how-do-i-get-started.md)
- [Our application process](https://help.wayhome.co.uk/en/articles/7023634-our-application-process.md)
- [What are your eligibility criteria?](https://help.wayhome.co.uk/en/articles/5739719-what-are-your-eligibility-criteria.md)
- [What household income do I need to have?](https://help.wayhome.co.uk/en/articles/5739716-what-household-income-do-i-need-to-have.md)
- [How much deposit do I need?](https://help.wayhome.co.uk/en/articles/5739715-how-much-deposit-do-i-need.md)
- [Do you accept benefits as a form of income?](https://help.wayhome.co.uk/en/articles/6948301-do-you-accept-benefits-as-a-form-of-income.md)
- [Why can't you help me to buy if I'm over 55 years old?](https://help.wayhome.co.uk/en/articles/6386592-why-can-t-you-help-me-to-buy-if-i-m-over-55-years-old.md)
- [Why does my partner need to be on my application?](https://help.wayhome.co.uk/en/articles/6386568-why-does-my-partner-need-to-be-on-my-application.md)
- [Can I still use Wayhome if I already own a property?](https://help.wayhome.co.uk/en/articles/3120229-can-i-still-use-wayhome-if-i-already-own-a-property.md)
- [Can I purchase a buy to let property with you?](https://help.wayhome.co.uk/en/articles/6612187-can-i-purchase-a-buy-to-let-property-with-you.md)
- [Can I use an ISA to buy with Wayhome?](https://help.wayhome.co.uk/en/articles/6969876-can-i-use-an-isa-to-buy-with-wayhome.md)
- [Can I rent out a room in my Wayhome home?](https://help.wayhome.co.uk/en/articles/6612193-can-i-rent-out-a-room-in-my-wayhome-home.md)
- [If either my partner or I have bad credit, can we apply individually?](https://help.wayhome.co.uk/en/articles/9273384-if-either-my-partner-or-i-have-bad-credit-can-we-apply-individually.md)
- [How can I delete my Wayhome account?](https://help.wayhome.co.uk/en/articles/6643490-how-can-i-delete-my-wayhome-account.md)

## About Wayhome

- [Is this like a mortgage?](https://help.wayhome.co.uk/en/articles/5739726-is-this-like-a-mortgage.md)
- [How is Wayhome different from renting?](https://help.wayhome.co.uk/en/articles/5739731-how-is-wayhome-different-from-renting.md)
- [Is this like Shared Ownership schemes?](https://help.wayhome.co.uk/en/articles/5739737-is-this-like-shared-ownership-schemes.md)
- [Who buys my home with me?](https://help.wayhome.co.uk/en/articles/5739763-who-buys-my-home-with-me.md)
- [Why would your funding partners want to help me buy my home?](https://help.wayhome.co.uk/en/articles/5739766-why-would-your-funding-partners-want-to-help-me-buy-my-home.md)
- [What’s the legal structure of the partnership?](https://help.wayhome.co.uk/en/articles/5739743-what-s-the-legal-structure-of-the-partnership.md)
- [Why did you change your name to Wayhome?](https://help.wayhome.co.uk/en/articles/3188176-why-did-you-change-your-name-to-wayhome.md)
- [What does 'Unmortgage' mean?](https://help.wayhome.co.uk/en/articles/5739740-what-does-unmortgage-mean.md)
- [Is Wayhome regulated?](https://help.wayhome.co.uk/en/articles/5739725-is-wayhome-regulated.md)
- [What if Wayhome goes out of business?](https://help.wayhome.co.uk/en/articles/6194557-what-if-wayhome-goes-out-of-business.md)
- [Is Wayhome right for me?](https://help.wayhome.co.uk/en/articles/6934526-is-wayhome-right-for-me.md)

## Shariah compliance

- [Is Wayhome Shariah compliant?](https://help.wayhome.co.uk/en/articles/5739738-is-wayhome-shariah-compliant.md)
- [Is the money used to buy homes coming from a halal source?](https://help.wayhome.co.uk/en/articles/6022468-is-the-money-used-to-buy-homes-coming-from-a-halal-source.md)
- [Are credit checks Shariah compliant?](https://help.wayhome.co.uk/en/articles/5914852-are-credit-checks-shariah-compliant.md): Information on the Shariah compliance of credit checks through Experian
- [Can I switch my Shariah mortgage to buy with you?](https://help.wayhome.co.uk/en/articles/6022471-can-i-switch-my-shariah-mortgage-to-buy-with-you.md)
- [Will I be stuck at 40% ownership?](https://help.wayhome.co.uk/en/articles/6022458-will-i-be-stuck-at-40-ownership.md)

## Costs

- [Do you charge me any fees?](https://help.wayhome.co.uk/en/articles/5739774-do-you-charge-me-any-fees.md)
- [Who pays for Stamp Duty?](https://help.wayhome.co.uk/en/articles/5739777-who-pays-for-stamp-duty.md)
- [Do I get first-time buyers relief on Stamp Duty?](https://help.wayhome.co.uk/en/articles/5739778-do-i-get-first-time-buyers-relief-on-stamp-duty.md)
- [Who pays for things like the solicitor and the survey?](https://help.wayhome.co.uk/en/articles/5739779-who-pays-for-things-like-the-solicitor-and-the-survey.md)
- [What are the monthly costs?](https://help.wayhome.co.uk/en/articles/5739780-what-are-the-monthly-costs.md)

## Leaving your home

- [What if I want to sell my property](https://help.wayhome.co.uk/en/articles/5739796-what-if-i-want-to-sell-my-property.md)
- [Can you tell me to leave my home?](https://help.wayhome.co.uk/en/articles/5739797-can-you-tell-me-to-leave-my-home.md)
- [Do I have to pay capital gains tax if I sell the property and make a profit?](https://help.wayhome.co.uk/en/articles/5948282-do-i-have-to-pay-capital-gains-tax-if-i-sell-the-property-and-make-a-profit.md)
- [What taxes would I have to pay if I wanted to buy out the funding partners?](https://help.wayhome.co.uk/en/articles/5918235-what-taxes-would-i-have-to-pay-if-i-wanted-to-buy-out-the-funding-partners.md)

## Living in your home

- [When do I pay my rent?](https://help.wayhome.co.uk/en/articles/7545532-when-do-i-pay-my-rent.md)
- [What is the £4.50 Home Support Cost that’s added to my rent each month?](https://help.wayhome.co.uk/en/articles/7545540-what-is-the-4-50-home-support-cost-that-s-added-to-my-rent-each-month.md)
- [What happens if I can't pay my rent?](https://help.wayhome.co.uk/en/articles/7545551-what-happens-if-i-can-t-pay-my-rent.md)
- [Can my rent go down?](https://help.wayhome.co.uk/en/articles/7545541-can-my-rent-go-down.md)
- [Will my rent go up?](https://help.wayhome.co.uk/en/articles/7545549-will-my-rent-go-up.md)
- [Why is my rent different to the amount on my Tenancy Agreement?](https://help.wayhome.co.uk/en/articles/7545537-why-is-my-rent-different-to-the-amount-on-my-tenancy-agreement.md)
- [How can I request to make a change to my property and why do I need to inform Wayhome?](https://help.wayhome.co.uk/en/articles/7545564-how-can-i-request-to-make-a-change-to-my-property-and-why-do-i-need-to-inform-wayhome.md)
- [What changes can I make to my property?](https://help.wayhome.co.uk/en/articles/7545557-what-changes-can-i-make-to-my-property.md)
- [If I want to make changes to my property who pays for this?](https://help.wayhome.co.uk/en/articles/7545570-if-i-want-to-make-changes-to-my-property-who-pays-for-this.md)
- [How do I pay for my share of maintenance costs \(when it has been agreed that costs should be shared\)?](https://help.wayhome.co.uk/en/articles/7545580-how-do-i-pay-for-my-share-of-maintenance-costs-when-it-has-been-agreed-that-costs-should-be-shared.md)
- [Why do I have a payment request for Limited Liability Partnership \(LLP\) purchase costs?](https://help.wayhome.co.uk/en/articles/7545577-why-do-i-have-a-payment-request-for-limited-liability-partnership-llp-purchase-costs.md)
- [How do I report a maintenance issue to Wayhome?](https://help.wayhome.co.uk/en/articles/7545598-how-do-i-report-a-maintenance-issue-to-wayhome.md)
- [How do I know what kind of maintenance issues are considered a shared cost and what are solely my responsibility?](https://help.wayhome.co.uk/en/articles/7545588-how-do-i-know-what-kind-of-maintenance-issues-are-considered-a-shared-cost-and-what-are-solely-my-responsibility.md)
- [How do I find a reliable contractor to carry out work on the property?](https://help.wayhome.co.uk/en/articles/7545610-how-do-i-find-a-reliable-contractor-to-carry-out-work-on-the-property.md)
- [Can I own 100% of my home?](https://help.wayhome.co.uk/en/articles/7545633-can-i-own-100-of-my-home.md)
- [Who values the home when I want to buy more?](https://help.wayhome.co.uk/en/articles/7545621-who-values-the-home-when-i-want-to-buy-more.md)
- [How do I buy more of my property?](https://help.wayhome.co.uk/en/articles/7545620-how-do-i-buy-more-of-my-property.md)
- [Why can I only buy 5% of my home every year?](https://help.wayhome.co.uk/en/articles/7545623-why-can-i-only-buy-5-of-my-home-every-year.md)
- [How much goes back to paying off buying costs of the home when I buy more of my home?](https://help.wayhome.co.uk/en/articles/7545627-how-much-goes-back-to-paying-off-buying-costs-of-the-home-when-i-buy-more-of-my-home.md)
- [Can you tell me to leave my home?](https://help.wayhome.co.uk/en/articles/7545649-can-you-tell-me-to-leave-my-home.md)
- [What if I want to leave?](https://help.wayhome.co.uk/en/articles/7545648-what-if-i-want-to-leave.md)
- [How do I find the best providers for utilities?](https://help.wayhome.co.uk/en/articles/7545662-how-do-i-find-the-best-providers-for-utilities.md)
- [Who are the current suppliers for the property?](https://help.wayhome.co.uk/en/articles/7545660-who-are-the-current-suppliers-for-the-property.md)
- [Whose responsibility is it to setup and pay utilities?](https://help.wayhome.co.uk/en/articles/7545655-whose-responsibility-is-it-to-setup-and-pay-utilities.md)
- [I’m on PAYE or unemployed, do I still need to register for self-assessment and provide a Unique Taxpayer Reference \(UTR\)?](https://help.wayhome.co.uk/en/articles/7545675-i-m-on-paye-or-unemployed-do-i-still-need-to-register-for-self-assessment-and-provide-a-unique-taxpayer-reference-utr.md)
- [How long will it take HMRC to send me my UTR?](https://help.wayhome.co.uk/en/articles/7545691-how-long-will-it-take-hmrc-to-send-me-my-utr.md)
- [How do I register for self-assessment?](https://help.wayhome.co.uk/en/articles/7545685-how-do-i-register-for-self-assessment.md)
- [I already have a Unique Taxpayer Reference \(UTR\), do I still need to register for self-assessment?](https://help.wayhome.co.uk/en/articles/7545674-i-already-have-a-unique-taxpayer-reference-utr-do-i-still-need-to-register-for-self-assessment.md)
- [Will this affect my tax code?](https://help.wayhome.co.uk/en/articles/7545681-will-this-affect-my-tax-code.md)
- [Why does Wayhome need my Unique Taxpayer Reference \(UTR\)?](https://help.wayhome.co.uk/en/articles/7545671-why-does-wayhome-need-my-unique-taxpayer-reference-utr.md)
- [What do I need to know about Tax Returns?](https://help.wayhome.co.uk/en/articles/8425537-what-do-i-need-to-know-about-tax-returns.md)
- [Do I need to file a self assessment tax return?](https://help.wayhome.co.uk/en/articles/9054362-do-i-need-to-file-a-self-assessment-tax-return.md)
- [Is filing a tax return separate from obtaining a UTR from HMRC?](https://help.wayhome.co.uk/en/articles/9054369-is-filing-a-tax-return-separate-from-obtaining-a-utr-from-hmrc.md)
- [When is the deadline for filing my tax return with HMRC?](https://help.wayhome.co.uk/en/articles/9054374-when-is-the-deadline-for-filing-my-tax-return-with-hmrc.md)
- [Can Wayhome help me file my return?](https://help.wayhome.co.uk/en/articles/9054389-can-wayhome-help-me-file-my-return.md)